Privacy Policy

Effective Date: January 1, 2026

This Privacy Policy describes how Fast Savings Insurance Agency, Inc ("we," "us," or "our") collects, uses, discloses, and protects personal information obtained through our website www.fastsavings.co (the "Website"). This policy is intended to comply with the California Consumer Privacy Act ("CCPA") as amended by the California Privacy Rights Act ("CPRA"), and other applicable California privacy laws.

1. Information We Collect

We may collect the following categories of personal information:

Identifiers: Name, email address, phone number, mailing address, IP address
Customer Records: Information provided through forms, inquiries, or service requests
Internet Activity: Browsing history, interactions with our Website, cookies, and similar technologies
Commercial Information: Products or services purchased or considered
Communications: Emails, calls, or text messages you send to us

We do not knowingly collect personal information from children under the age of 13.

2. How We Use Personal Information

We use personal information to:

Provide and improve our services
Respond to inquiries and customer requests
Communicate with you regarding services, updates, or promotions
Send text messages or emails if you have opted in
Maintain security and prevent fraud
Comply with legal and regulatory obligations

3. Text Messaging & Mobile Information

If you opt in to receive SMS or MMS messages from us, we may collect your mobile phone number and related consent information.

Mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. This excludes text messaging opt-in data and consent, which will not be shared with any third parties.

Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP.

4. Sharing of Personal Information

We do not sell personal information.

We may share personal information only as necessary to:

Service providers who perform functions on our behalf (e.g., website hosting, analytics), subject to confidentiality obligations
Comply with legal requirements, court orders, or law enforcement requests
Protect our rights, property, or safety, or that of our customers

We do not share text messaging opt-in data or consent with any third parties.

5. Cookies and Tracking Technologies

We may use cookies and similar technologies to enhance your experience, analyze website usage, and improve performance. You can control cookies through your browser settings.

6. Your California Privacy Rights

If you are a California resident, you have the right to:

Know what personal information we collect, use, and disclose
Request access to your personal information
Request deletion of your personal information (subject to legal exceptions)
Correct inaccurate personal information
Limit the use of sensitive personal information
Opt out of the sale or sharing of personal information (we do not sell or share personal data)
Not be discriminated against for exercising your privacy rights

To exercise these rights, please contact us using the information below.

7. Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information. However, no method of transmission over the internet is 100% secure.

8. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

10. Contact Information

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us:

Fast Savings Insurance Agency, Inc
Email: support@fastsavings.co
Phone: 559-221-1600

This Privacy Policy is provided for general informational purposes and does not constitute legal advice.